Introducing My MultiPay Critical Illness Plan IV

My MultiPay Critical Illness Plan IV gives you financial security, allowing you to make multiple claims for different stages of critical illnesses and when specified critical illnesses recur. Plus, you get additional benefits for even more protection.

 

Up to a total of 900% of the Sum Assured for critical illnesses

Covers 132 conditions across various stages of critical illnesses and the recurrence of 6 specified critical illnesses

 

Additional support when you are diagnosed with the eligible Severe Stage Critical Illness

Advance Care Option4 lets you turn your Recurrent Critical Illness Benefit into an additional 100% of the Sum Assured

 

More benefits for added protection

Provides Benign and Borderline Malignant Tumour Benefit5, Intensive Care Benefit6, Special Benefit7 as well as death coverage

 

Key benefits

 

  • Multiple payouts for early, intermediate and severe stage critical illnesses as well as specified re-diagnosed and recurrent critical illnesses, up to a total of 900% of the Sum Assured. 

 

Critical Illness (CI) Benefit8 Maximum total payout:

600% of the Sum Assured

Upon diagnosis of the following:
(a) Early or Intermediate Stage CI9 100% of the Sum Assured (per claim)
(b) Severe Stage CI10 300% of the Sum Assured less any claim paid for the Early and Intermediate Stage of the same CI Group (per claim)

 

Recurrent CI Benefit11 Maximum total payout:

300% of the Sum Assured

Upon diagnosis of the following:
(a) any one of the 6 specified Severe Stage CIs covered (after the CI Benefit has ceased)  150% of the Sum Assured (per claim), up to 2 claims
(b) any one of the 6 Recurrent CIs covered

 

Future premiums waived when 300% of the Sum Assured or more is paid under the Critical Illness Benefit.

  • Advance Care Option4 – Choose to exercise this option to receive an additional 100% of the Sum Assured when your first Severe Stage Critical Illness Benefit claim under the Critical Illness Benefit is made for one of the eligible Severe Stage CIs. Once this option is exercised, the Recurrent Critical Illness Benefit will cease.
  • Benign and Borderline Malignant Tumour Benefit5 – Receive an additional 20% of the Sum Assured upon a complete surgical excision of a Benign Tumour (suspected malignancy) requiring surgical excision from any of the 22 specified organs covered or upon diagnosis of a Borderline Malignant Tumour, up to S$25,000 (or equivalent currency) per life.
  • Intensive Care Benefit6 – Receive an additional 20% of the Sum Assured upon Intensive Care Unit (ICU) stay of 4 days or more (due to an illness or accident) in one hospital admission, up to S$25,000 (or equivalent currency) per life.
  • Special Benefit7 – Receive an additional 20% of the Sum Assured upon diagnosis of any of the 27 conditions covered, up to S$25,000 (or equivalent currency) per life per condition.
  • Death Benefit – Payout of S$5,000 (or equivalent currency) upon death.
  • Choice of coverage term from 10 years to 99 Age Next Birthday (ANB)
  • Choice of currency – SGD, USD, GBP, EUR, AUD or HKD

 

Critical Illnesses covered under the Recurrent CI Benefit11

 

Specified Severe Stage Critical Illnesses Recurrent Critical Illnesses
• Major Cancer

• Heart Attack of Specified Severity

• Stroke with Permanent Neurological Deficit

• Open Chest Heart Valve Surgery

• Major Organ/ Bone Marrow Transplantation

• Coronary Artery By-pass Surgery

• Re-diagnosed Major Cancer

• Recurrent Heart Attack of Specified Severity

• Recurrent Stroke with Permanent Neurological Deficit

• Repeated Open Chest Heart Valve Surgery

• Repeated Major Organ/ Bone Marrow Transplantation

• Repeated Coronary Artery By-pass Surgery

Plan Enquiry Form