Lifetime coverage and cash returns
Plan accumulates cash value and bonuses2, and gives a payout for Death or Terminal Illness3.
Options for increased protection
Increase your protection by up to an extra 400% of your base coverage4
Personalise the coverage period
Choose the duration of your increased protection up to 75 Age Next Birthday (ANB)4.
- Lifetime cover
Payout in the event of Death or upon diagnosis of a Terminal Illness3.
- Options for higher coverage
Enhance coverage by an extra 100%, 200%, 300% or 400% of base coverage and personalise the coverage up to age 65, 70 or 75 ANB4.
- Accumulates cash value and bonuses2
While giving you comprehensive protection.
- Choice of premium payment term
Pay regular premiums for 10, 15, 20 or 25 years.
- Option to receive monthly income5
A regular income stream up to age 99 ANB to supplement retirement needs, while bonuses continue to grow.
- Increase coverage when you reach key milestones in life6
Flexibility to increase your coverage at key life events, without further health underwriting.
- Interest waiver for premiums put on hold7
If you lose your job.