Lifetime coverage and cash returns

Plan accumulates cash value and bonuses2, and gives a payout for Death or Terminal Illness3.

Options for increased protection

Increase your protection by up to an extra 400% of your base coverage4

Personalise the coverage period

Choose the duration of your increased protection up to 75 Age Next Birthday (ANB)4.


  1. Lifetime cover
    Payout in the event of Death or upon diagnosis of a Terminal Illness3.
  2. Options for higher coverage
    Enhance coverage by an extra 100%, 200%, 300% or 400% of base coverage and personalise the coverage up to age 65, 70 or 75 ANB4.
  3. Accumulates cash value and bonuses2
    While giving you comprehensive protection.
  4. Choice of premium payment term
    Pay regular premiums for 10, 15, 20 or 25 years.
  5. Option to receive monthly income5
    A regular income stream up to age 99 ANB to supplement retirement needs, while bonuses continue to grow.
  6. Increase coverage when you reach key milestones in life6
    Flexibility to increase your coverage at key life events, without further health underwriting.
  7. Interest waiver for premiums put on hold7
    If you lose your job.


Plan Enquiry Form